Smartphone Clever

STAY SMART: Use your phone to cut costs

NOWADAYS a lot of people own a Smartphone.  But despite the device’s ego boasting title, are we actually using our Smartphones smartly?

Rather than just snapping and sharing photos or trawling the internet, remember that there are many tricks to cutting down on mobile costs too.

One smart way to use your Smartphone is to sign up to cost-saving apps such as WhatsApp and Viber, so as to cut down on the price of individual text messages or phone calls.  As a ‘guiri’ living in Spain, I used to rack up a hefty bill for international texts and calls, but now, as many of my family and friends abroad also have Smartphones, we speak and message, free, over various mobile applications.  My monthly phone bill has more than halved.


Also with more competition on the market, it’s wise to try and not get tied into a strict contract.  There are many providers now offering excellent deals without making you sign on a dotted line to remain a customer for a minimum of two years.  Being able to change provider at will, is always a smart move.

Just yesterday I downloaded a free daily budget application for my Smartphone (iXpenselt Lite). In the past I had to check my online banking to see my balance, but now with this new app it’s available at the touch of a button.

The app allows you to record your monthly earnings and deduct the usual costs such as mortgage, bills and standing orders.  What you’re left with is the balance and every time you have a coffee or buy an item, you record it on the app and it keeps tabs on how much is left to spend in the month.  It really makes such a difference to see where your money is going and how much is left.  The app also provides great visual graphics to show you where you are most spending your money.


Take control of your spending by being smart with your Smartphone.

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