By Victoria Scott • Updated: 17 Jan 2023 • 14:11
Image - G-Stock Studio/shutterstock
Choosing health insurance and funeral plans in Spain can be a complex and confusing task, with a lot of small details to take into consideration. Each person and family member has specific requirements, needs and budgets. Part of the British United Provident Association (BUPA), Sanitas has its own hospitals and dental clinics, with professionals dedicated to the wellbeing of patients.
Whether you are looking for health insurance for all of the family, international student health insurance, professional insurance, cover for traffic accidents, medical reimbursements or funeral plans, Sanitas Estepona are the most trusted health experts on the Costa del Sol. Inger and her team will guide you through the complexities and questions around healthcare coverage in Spain and the Spanish health system, offering the best policy for you.
Our top pick Sanitas Estepona Founded in 1954, Sanitas has become the leading Spanish health insurance and service provider devoted exclusively to health care for almost 70 years. A member of BUPA since 1989 and now with over 50,000 professionals in Spain, including in their own hospitals, 24/7 telephone assistance and 150 offices worldwide, Sanitas is there for you when you need them most. To make life even easier, Sanitas offer their services online and through their app, meaning you can access medical bookings and video consultations, digital appointments, digital health programmes and reimbursement management without having to leave your home. The Sanitas branch in Estepona is a fully dedicated health insurance company that deals directly with its clients, unlike third-party brokers whose job ends once they have taken the payment. The team will be by your side, guiding you and advising you from a multilingual office – be it written or spoken. With a team that speaks English, Spanish, Swedish, German, French and Dutch, they are your dedicated insurance company in your time of need. Sanitas Estepona has a wide variety of comprehensive health insurance policies to give you the peace of mind and security that you and your loved ones are in the best possible hands. With more than 20 years of experience, the team can offer you the best coverage from their policies tailored to families, students, professionals and seniors. For those in the process of obtaining their residency in Spain, they offer an International Residence insurance policy specifically designed to give you the coverage necessary – giving you one less thing to worry about. Added extra options include reimbursements of your glasses, contact lenses and medications, protection for death or injury caused by an accident, qualified family assistance and support in the case of sickness, repatriation coverage and more. They also offer funeral insurance for families and single seniors, giving you a complete funeral plan with various levels of coverage when your loved ones need it most. Sanitas Estepona offer a full, personalised service and invite you to visit their office to speak with them directly. Website: Click here Opening hours: 9am until 4:30pm Monday to Thursday, 9am until 3pm on Fridays Address: Puerta del Mar 46, 29680 Estepona Telephone: +34 951 31 66 10 Email: info@sanitasestepona.com Sponsored
Our top pick
Founded in 1954, Sanitas has become the leading Spanish health insurance and service provider devoted exclusively to health care for almost 70 years. A member of BUPA since 1989 and now with over 50,000 professionals in Spain, including in their own hospitals, 24/7 telephone assistance and 150 offices worldwide, Sanitas is there for you when you need them most. To make life even easier, Sanitas offer their services online and through their app, meaning you can access medical bookings and video consultations, digital appointments, digital health programmes and reimbursement management without having to leave your home.
The Sanitas branch in Estepona is a fully dedicated health insurance company that deals directly with its clients, unlike third-party brokers whose job ends once they have taken the payment. The team will be by your side, guiding you and advising you from a multilingual office – be it written or spoken. With a team that speaks English, Spanish, Swedish, German, French and Dutch, they are your dedicated insurance company in your time of need.
Sanitas Estepona has a wide variety of comprehensive health insurance policies to give you the peace of mind and security that you and your loved ones are in the best possible hands. With more than 20 years of experience, the team can offer you the best coverage from their policies tailored to families, students, professionals and seniors. For those in the process of obtaining their residency in Spain, they offer an International Residence insurance policy specifically designed to give you the coverage necessary – giving you one less thing to worry about.
Added extra options include reimbursements of your glasses, contact lenses and medications, protection for death or injury caused by an accident, qualified family assistance and support in the case of sickness, repatriation coverage and more.
They also offer funeral insurance for families and single seniors, giving you a complete funeral plan with various levels of coverage when your loved ones need it most.
Sanitas Estepona offer a full, personalised service and invite you to visit their office to speak with them directly.
Website: Click here
Opening hours: 9am until 4:30pm Monday to Thursday, 9am until 3pm on Fridays
Address: Puerta del Mar 46, 29680 Estepona
Telephone: +34 951 31 66 10
Email: info@sanitasestepona.com
Sanitas Estepona offers a wide range of health insurance policies for you and your loved ones, depending on your needs and budget. Here are some of the most popular health insurance policies that you can take out with Sanitas and what they cover.
From €86.90 per month, per person
Specifically designed for foreigners to obtain their Spanish residency, this policy offers many benefits, including allowing you to stay up to 6 consecutive months outside of Spain.
What is covered?
From €50.90 per month, per person
Sanitas MasSalud is a comprehensive healthcare policy of the highest quality at a reasonable price that is also recognised by Spanish authorities when obtaining your residency and visa. It provides access to the entire Sanitas medical assistance team and is designed to cover all your needs in Spain. Get direct access to GP and specialists from day one.
From €82.13 per month, per person
The Sanitas Premium 500.000 is the star of the show at Sanitas and is the best in its range. This policy offers 100 per cent coverage in Spain within the extensive Sanitas medical network and reimbursement of 90 per cent of expenses with doctors and hospitals of your choice worldwide up to €500,000 per year.
Other premium insurance policies are also available with Sanitas
From €42.85 per person, per month
Sanitas Mas Salud Familias is a complete healthcare policy of the highest quality providing access to the entire Sanitas medical network, covering all your needs in Spain.
From €64.25 per person, per month
This policy is specifically designed for the self-employed in Spain (autónomo). It offers a wide range of additional services to make life easier for you and your family in the event of temporary disability or hospitalisation.
Plus and Optima plans also available
Click here to find all of Sanitas Estepona health insurance policies
Sanitas Estepona offers a range of extras for your policies, giving you the possibility to create tailor-made health insurance policies that cover all of the needs and requirements of you and your family.
This extra gives you the liberty of choice of doctor, hospital or centre. This means you can go to any specialist, even if they do not belong to Sanitas, and have your medical expenses reimbursed worldwide and in Spain.
This extra will give you reimbursement of your glasses or contact lenses of up to €600 a year.
This extra gives you reimbursement of your medications of up to €200 a year.
This extra allows repatriation to the country of origin, including transport expenses from an international airport to the locality of your original country and the transport of a companion (if this person is based in Spain and is a direct family member of you).
Traffic and work accidents/occupational diseases are not covered by health insurance companies in Spain and would be handled by the car insurer or Mutua. This added extra with Sanitas Estepona means you can focus on your recovery rather than the bureaucracy, including access to all Sanitas’ medical specialists, no pre-payment of your bills and no bureaucratic issues.
See the full range of extras offered by Sanitas Estepona here
Insurance is a complex issue. Health is a delicate topic. So, both of them together make finding the best health plan even more complicated.
When it comes to taking a decision with respect to private health insurance in Spain – there are important points to consider before you choose the appropriate plan.
We will show you in the simplest way possible to make well-informed decisions for not only yourself but also your family and employees.
There are various ways to find insurance companies:
With us at Sanitas Estepona you can combine the best of several worlds – you get the personal contact you need and we can also give you assistance online if preferred.
Once you have chosen a company/agent with whom you feel is right, you then have to choose the correct product for you. A good agent will help you with your decision.
These are the four main categories:
Full-cover health insurance is a policy that covers you completely, meaning all doctor’s consultations, all types of analysis, all types of therapies, operations and hospitalisation are included. Partial covers exclude some of the services mentioned above.
Every health insurance company has a network of its own doctors, centres and/or subcontractors. With some policies, you are bound to use specific doctors/centres only. On the contrary, if you choose a policy with “free choice” of doctors, you are not limited by this.
The co-payment is a small amount of money which you have to pay every time you use a service. The advantage of this health insurance is that the monthly fixed price is lower, but it can raise significantly if you use the services a lot.
If you do not wish to have to think about the services you use, and prefer to have a fixed monthly price without any limit on the uses you make – then a policy without co-payments is your way to go.
It’s also very important to consider the following: If you are in the midst of a legal procedure to acquire Spanish Residency, VISA, etc. – or might be in the future, the government has the requirement for a policy with NO co-payments.
There are policies which only cover Spain and others which offer international cover. This latter is especially useful if you travel a lot, if you prefer to use a doctor in your home country or if you would like to be treated by a well-known specialist in another country.
If you have any other queries, please do not hesitate to contact us in our office, via phone, email or chat.
This funeral insurance plan is ideal for those who want peace of mind for themselves and their loved ones by paying one unique premium.
Minimum 65 years of age (no maximum age)
This is the most complete funeral plan and is guaranteed by Santalucía.
Comprehensive legal protection:
Travel Assistance:
The unrivalled services and ability to tailor-make policies that fit the requirements of you and your loved ones make Sanitas Estepona the best insurance company on the Costa del Sol. Inger and the team will guide you through the policies, extras and funeral plans, helping you make an informed decision about coverage that best suits your needs.
Get in touch with the friendly and professional team at Sanitas Estepona, where they will be happy to assist you with any questions and send you a FREE quotation:
Online quote form: Click here
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