Securing your holidays with adequate travel insurance cover

LEVEL OF COVER: Do your homework for adequate insurance.

AT six months pregnant and just about to set off on a trip around Europe for one month, the idea of travel insurance popped into my head. I am usually quick to tick the “no I don’t want insurance” button on airline websites or similar such situations – it’s just an extra cost, isn’t it? But suddenly with a little baby growing inside me I have found myself to be less of a risk taker.  
So if like me travel insurance sounds like a wise move for your holidays this summer what should we look out for? Well, like everything that is sold to us, quality (of cover) can vary a lot, so it’s best to do some research.
Travel insurance can be cheap, but remember that cheap doesn’t necessarily mean worthwhile, as the cover might be inadequate. An easy way to shop around is to look on price comparison websites, which give you a range of quotes to choose from.
Recent tragic events in Tunisia are an example of how a good policy could really come in handy in an unforeseen situation. A decent policy should take care of any unexpected medical bills and ensure that you can get home in an emergency.
Medical cover in case of an accident is probably the most sought after insurance holidaymakers are concerned about. But whether you are buying insurance or not, always be sure to travel with a European Health Insurance Card, which is known as the Tarjeta Sanitaria Europea (TSE) here in Spain.
It can be applied for at your local social security office. This card provides you with access to free medical treatment in EU countries.  
Do your homework and have a good trip!

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