Author: Carlos Baos (Lawyer)

Carlos Baos

Lawyer Carlos Baos has been advising on variety of expat-related legal issues for years and weekly column offers free weekly insights.

How to make a claim for overpaid interest if you mortgage was governed by IRPH rate

WE are currently receiving many inquiries from clients who want to claim against their banks in relation to the so-called IRPH interest clauses of mortgage loans signed in Spain. They want our help in trying to recover overpaid interest, due to the application of the IRPH as an index for calculating the variable interest on […]