Huércal-Overa woman investigated after €600 card claim unravels

A €600 debit-card complaint in Huércal-Overa has left the woman who filed it under investigation. Guardia Civil says she initiated the transfer herself, then used the police report to seek reimbursement through her card insurance.

The missing money led back to the complainant

A local resident went to the Guardia Civil station in Huércal-Overa to report what appeared to be a fraudulent debit-card transaction. According to the account she gave officers, somebody had used her card number without permission to make a €600 charge to her current account. She said she did not recognise it.

Officers from the town’s main Guardia Civil post began examining the transaction and looking for possible suspects. The force later said that its review found no fraud committed by a third party. Investigators concluded that the complainant had moved the money to another bank account herself.

The €600 insurance payment was stopped

The inquiry then turned from the supposed unauthorised charge to the reason for reporting it.

The Guardia Civil said the woman presented a copy of her police complaint to her bank, allegedly intending to recover the €600 through insurance attached to her debit card. Officers intervened quickly enough to prevent the claimed amount from being paid, meaning the woman did not get away with her master plan. 

The force announced the case on Wednesday July 22. It did not disclose the woman’s age, the bank involved, when the original complaint was filed or who controlled the account that received the transfer.

The allegations now go to court

The Huércal-Overa resident is being investigated on suspicion of simulating a crime and attempted fraud. The Guardia Civil said the evidence and case file had been forwarded to the civil and investigating section of the Huércal-Overa court on duty. 

Being placed under investigation is not a finding of guilt, and the allegations have not yet been tested in court. No arrest or conviction was reported in the Guardia Civil statement. 

For officers, what began as a routine bank fraud investigation took an unexpected turn when the €600 trail led officers straight back to the person who had reported it missing.