The ultimate guide on how to buy a property in Moraira, Costa Blanca (2023)

how to buy a property in Moraira

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Buying a new home is an exciting yet stressful and time-consuming task. With lots of paperwork to gather, viewings to arrange, packing to do, and legalities to deal with, you will need the help of a trusted and experienced local estate agent.

You will want honest and transparent advice about the timeframes, your budget, the locations on offer, and the fees to pay. That’s why the Euro Weekly News has put together this handy guide on everything you need to know about buying a home in Moraira, Costa Blanca, including the best real estate agents to guide you through the process.

Buying a property in Spain is notoriously complex. With lots of documents to prepare, legalities that differ from other countries, and a foreign language to contend with, getting the help of a trusted local estate agency is essential. That’s why the Euro Weekly News has put together this guide on how to buy a property in Moraira, including the best estate agents to help you on your journey.

selling your home moraira
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The best estate agents in Moraira

Our recommendation

CB Property Sales

Since its inception in 2009, CB Property Sales have helped hundreds of happy clients to buy and sell properties in Moraira, Benissa and the surrounding areas. Roland, wife Julie, and brother-in-law Chris provide a friendly and personal service, offering honest and sound advice on every aspect of the sale or purchase.

For those wishing to buy a property on the beautiful Costa Blanca, the team will be with you every step of the way – from the first point of contact until you receive the keys at the Notary. CB Property Sales will make all of the arrangements for viewings, guiding you through the process with the help of their multilingual lawyers, ensuring everything is understood and above board.

If you are looking to sell a property, CB Property Sales offer various commission packages to vendors and keeps them fully informed about all of the required documents, taxes, legalities and selling costs. Working with MLS members and collaborating with a network of agencies, the team will market your property on all of the most well-known property portals and social media platforms to get the very best exposure and ensure a timely sale.

Let the CB Property Sales family help your family fulfil your property dreams!

Website: Click here

Telephone: +34 608 774 545


Address: Ctra. Moraira – Calpe, Edificio Norte Nº7, Local 3-A, 03724 Moraira

Facebook: Click here


Why buy a property in Moraira?

A popular coastal town on the north of the Costa Blanca, Moraira is known for its stunning beaches, crystal clear waters, wonderful Mediterranean climate, and relaxed lifestyle. Attracting foreign nationals from all over the world, Moraira is a sought-after area for those wishing to start their new life in the sun.

Unlike some of the more built-up tourist destinations on the Costa Blanca, Moraira still maintains its Spanish charm as a peaceful and tranquil fishing village. Offering a relaxed and quieter atmosphere, Moraira is perfect for retirees wanting a slower pace of life, as well as families and couples looking for a safe and attractive place to relocate to.

Despite its size, Moraira boasts a range of amenities and services, including shops, restaurants, bars, and cafes, providing residents with everything they need. There are also plenty of supermarkets, medical facilities and schools in the area, making it a great place to bring up a family.

Moraira is surrounded by natural beauty, rugged coastline and rolling hills, making it the perfect location for those who love the outdoors. Enjoy activities like hiking, biking, water sports, and exploring the several natural parks and protected areas nearby.

The property market in Moraira has continued to stay relatively stable over the years and it’s a great location for investment. Whether you are looking to buy a property to fully relocate to, a holiday home to enjoy the winter months, or an investment property to rent out, Moraira has a range of real estate options to suit all budgets and requirements.

The ultimate guide on how to buy a property in Moraira, Costa Blanca
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Property prices in Moraira

Property prices in Moraira can vary depending on the location, the type, condition and size of the property, and local amenities. It’s important to note that property prices can change over time due to market conditions and other factors, so it’s recommended to consult with local real estate agents or online property portals to get the most up-to-date information on property prices in Moraira.

Property prices in Moraira range from around €150,000 for small apartments or townhouses to several million euros for luxury villas close to the beach.

It is essential to conduct thorough research and due diligence before making a property purchase, including inspection of the property, reviewing relevant documents, understanding local regulations and taxes, and considering any additional costs such as maintenance fees, property taxes, and utilities.

The ultimate guide on how to buy a property in Moraira
Moraira playa el Portet. Image – lunamarina/shutterstock

What documents do I need to buy property in Moraira?

To buy a home in Moraira, or any other area in Spain, you will need many documents. The best way to ensure that you have everything in order and don’t miss anything is to buy with an experienced real estate agent who can help guide you in every step and process that you may need.  

The relevant paperwork that you will require includes:

  • Valid Passport or a national identification document to verify your identity.
  • NIE (Número de Identificación de Extranjero), which is a tax identification number. This is necessary for various transactions, including property purchases.
  • Title Deed (Escritura), which is the official document proving the seller’s ownership of the property.
  • Nota Simple, which provides detailed information about the property, including ownership, any outstanding debts or mortgages, and other relevant details.
  • Property Tax Receipts (IBI). The seller should provide receipts showing that the property tax (Impuesto sobre Bienes Inmuebles) has been paid up to date.
  • The organisation of the Notary appointment and all paperwork related to the sale.
  • Translation at/of the Notary.
  • Calculation of 3 per cent retention.
how to buy property in moraira
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What are the steps to buy a property in Moraira?

The first step is careful planning and research. Be sure to explore different areas and property types, and communicate with your estate agent about your budget, expectations, and requirements.

Once you are sure about the area you would like to purchase a property, you then need to arrange viewings through your chosen estate agent. Your agent may book multiple appointments over a few days to make the most of your time – be sure to take plenty of photos and make note of the pros and cons of the property!

Spain is notorious for paperwork and documents, particularly when applying for residency or buying a property, so it’s essential that you have everything in order. You will also need to get your NIE Number (Numero de Identidad de Extranjero), open a Spanish bank account, and find a good lawyer or tax advisor, your estate agent may be able to help you with all of these things.

Now you’ve chosen your property and arranged all of the relevant paperwork, it’s time to make an offer! It is highly recommended that you make an offer through your estate agent, and this must include the offered price, proposed payment terms, and deadlines. If you are looking to negotiate on the price, it is much safer to do this through your estate agent and this will give you a better chance of getting the property you want for your desired budget.

Once your offer has been accepted, it is time to sign the reservation contract, a purchase contract, and complete an official deed at the Notary.

Much like purchasing a property in the UK, there are a variety of mortgages available which will differ according to your interest rates, repayment periods, and initial starting fees. Whether you choose a variable-rate mortgage or fixed-rate mortgage, it is essential that you hire a professional to fully understand the mortgage agreement you sign. Once the date has been set for your signing, you have three days to visit the Notary – an impartial public servant who provides free legal advice.

Once everything has been completed at the Notary, you have paid the applicable taxes, and submitted the new title deed to the Land Registry, you will need to make sure that all utilities, such as water bills, electricity bills, community fees, and council taxes, are changed to your name with the appropriate bank details.

Finally, you will need to register your new home with the property registration. To do this, you will need your NIE Number, payment of ITP tax confirmed, and a copy of the vendor’s IBI tax payment.

how to buy a property in Moraira
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Thank you for taking the time to read this article. Do remember to come back and check The Euro Weekly News website for all your up-to-date local and international news stories and remember, you can also follow us on Facebook and Instagram.

Written by

Laura Kemp

Originally from UK, Laura is based in Axarquia and is a writer for the Euro Weekly News covering news and features. Got a news story you want to share? Then get in touch at